The question came up today with an employee & friend about Credits scores and ways to increase one’s score. We talked for a bit where I shared some ideas that I had. A little while later he came back to me with this website confirming what I had told him. So I pass this on to whoever is interested.
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Through Twitter I came across this link:
http://www.savingtoinvest.com/2009/03/breaking-down-and-improving-your-fico.html
It seem pretty well thought-out